Fee Schedule
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MEMBERS SERVICES FEES & CHARGES |
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|
Item/Service |
Fee Charged |
|
| Membership fee (non-refundable) |
$1.00 |
|
| Excessive withdrawals (per occurrence over 3/month) |
$1.00 |
|
| Money orders (each) |
$1.50 |
|
| Travelers Cheques |
1% of face value |
|
| Travelers Cheques for two |
1.5% of face value |
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| Credit Union transfer |
Cost + $5.00 |
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| Western Union transfer |
Cost + $5.00 |
|
| Outgoing wire transfer |
$15.00 |
|
| Incoming wire transfer |
$5.00 |
|
| Notary Service (for members) |
Free |
|
| Safety Deposit Box (based on size) |
$12.00 - $35.00 |
|
| Photocopies (each) |
$0.25 |
|
| Fax - local ($0.50/page after 5 pages) |
$2.50 |
|
| Fax - long distance ($0.50/page after 5 pages) |
$5.00 |
|
| All microfilm research (per hour) |
$15.00 |
|
| Prior month's statement |
$2.00 |
|
| Interim statement |
$1.00 |
|
| Garnishment/IRS levy charge (each) |
$25.00 |
|
| Closed account fee (if closed less than 3 months after opening) |
$5.00 |
|
| Inactive account (no current address and no activity for one year) |
$3.00/month |
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| Filing and recording fees |
Cost |
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| Title fees |
Cost |
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| Deposited/cashed items returned unpaid (each, including ACH items) |
$5.00 |
|
| Check cashing, if deposit accounts total less than $100.00 (each) |
$1.00 |
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| Negative balance fee |
$5.00 |
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|
CHECKING SERVICES FEES & CHARGES |
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|
Item/Service |
Fee Charged |
|
| Checking (70) service charge (if below minimum balance) |
$6.00/month |
|
| Basic checking (71) service charge (if member does not have direct deposit, a loan, or a VISA credit card*) |
$3.00/month |
|
| NSF items (each item under $2,000.00) |
$20.00 |
|
| NSF items (each item over $2,000.00) |
$25.00 |
|
| Share overdraft protection (each item) |
$2.00 |
|
| Loan overdraft protection (each item) |
$5.00 |
|
| Check printing charges (per occurrence) |
Cost + $1.00 |
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| Outgoing collection item |
$15.00 |
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| Incoming collection item |
$15.00 |
|
| Stop payment orders (per occurrence) |
$15.00 |
|
| Copy of paid draft (each item) |
$3.00 |
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| Account/statement balancing, reconciling, researching, etc. (minimum charge of $5.00) |
$15.00 |
|
| Check reorders by telephone (per occurrence) |
$3.00 |
|
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*must be in good standing and less than 30 days delinquent |
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|
"InstaKEY"/ATM/VISA CHECK CARD SERVICES FEES & CHARGES |
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|
Item/Service |
Fee Charged |
|
| Card Issuance/Each Additional Card (per card) |
$2.50 |
|
| PIN Issuance/Each Additional PIN (per PIN) |
$2.50 |
|
| Card Replacement (Except Defective Card) |
$5.00 |
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| PIN Replacement |
$5.00 |
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| Add or delete each account, user, or card |
$2.50 |
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| Involuntary Closure |
$10.00 |
|
| Non-sufficient funds ATM withdrawal (per occurrence) |
$15.00 |
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|
ATM TRANSACTIONS FEES & CHARGES |
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|
Item/Service |
Fee Charged |
|
|
Non-owned ATM |
Owned ATM |
|
| Withdrawal |
$1.00 |
Free |
| Balance Inquiry of Transfer (each) |
$0.60 |
$0.25 |
| Denial (each) |
$0.50 |
$0.25 |
