At R-G Federal Credit Union, we offer an easy way to access your money with our Share Draft (Checking) Accounts. With one of our two(2) Share Draft accounts and a VISA check/debit card, you are able to access your money 24 hours a day. You can also log into your account and check your balance with our On line Banking. Elite Checking: Minimum balance of $300 required (Except Share Certificates) $6.00 service charge will be applied if balance falls below $300. Interest paid monthly (on average daily balance). Stealth Plus Checking: Non Interest bearing, Free with Direct Deposit. Direct Deposit must be received at least once per calendar month. $3.00 Service charge will be applied for any month with no direct deposit. $3.01 minimum balance. Both accounts offer you a Free Visa check/debit card for the primary member, free unlimited withdrawals at any RGFCU ATM, Free on line banking, Free Bill-Pay (up to 9 transactions per month .50 each after 9) Free 24 hour access to "Instaline", Free R-G point of sale transactions (up to 99 per month) No per check charges, and Free Notary Service.