Welcome to R-G Federal Credit Union

Toll Free: 1-866-852-6478   R/T# 301080392

MEMBERS SERVICES FEES & CHARGES

ITEM/SERVICE

FEE CHARGED

Membership fee (non-refundable)

$1.00

Excessive withdrawals (over 3 limit per month, each occurence)

$1.00

Money orders (each)

$1.50

Travelers Cheques

1% of face value

Travelers Cheques for two

1.5% of face value

Add or Delete each account, user, or card (each occurence)

$2.50

Prior Months Statement

$3.00

Outgoing wire transfer

$15.00

Incoming wire transfer

$5.00

Notary Service (for members)

Free

Safety Deposit Box (based on size)

$12.00 - $35.00

Photocopies (each)

$0.25

Fax - local ($0.50/page after 5 pages)

$2.50

Fax - long distance ($0.50/page after 5 pages)

$5.00

Account Research (per hour)

$20.00

Print Out (per page)

$1.00

Garnishment/IRS levy charge (each)

$25.00

Closed account fee (if closed less than 3 months after opening)

$5.00

Inactive account (no current address and no activity for one year)

$3.00/month

Filing and recording fees

Cost

Title fees

Cost

Deposited/cashed items returned unpaid (each, including ACH items)

$10.00

Check cashing, if deposit accounts total less than $100.00 (each)

$2.00

Negative balance fee

$5.00

CHECKING SERVICES FEES & CHARGES

ITEM/SERVICE

FEE CHARGED

Checking (70) service charge (if below minimum balance)

$6.00/month

Basic checking (71) service charge (if member does not have direct deposit, a loan, or a VISA credit card*)

$3.00/month

NSF items (each item under $2,000.00)

$25.00

NSF items (each item over $2,000.00)

$30.00

Share overdraft protection (each item)

$2.00

Loan overdraft protection (each item)

$5.00

Check printing charges (per occurrence)

Cost + $1.00

Outgoing collection item

$20.00

Incoming collection item

$20.00

Stop payment orders (per occurrence)

$15.00

Copy of paid draft (each item)

$1.00

Account/statement balancing, reconciling, researching, etc. (minimum charge of $15.00)

$20.00

Check reorders by telephone (per occurrence)

$3.00

Bill Pay Service (after 9 per month)

$0.50

Bill Pay Service Return Fee

$15.00

*must be in good standing and less than 30 days delinquent

 

"InstaKEY"/ATM/VISA CHECK CARD SERVICES FEES & CHARGES

ITEM/SERVICE

FEE CHARGED

Card Issuance/Each Additional Card (per card)

$2.50

PIN Issuance/Each Additional PIN (per PIN)

$2.50

Card Replacement (Except Defective Card)

$5.00

PIN Replacement

$5.00

Add or delete each account, user, or card

$2.50

Involuntary Closure

$10.00

Non-sufficient funds ATM withdrawal (per occurrence)

$15.00

Point of Sale Transaction after first 99 in One month

$0.25

Card Rush Fee

$55.00

ATM TRANSACTIONS FEES & CHARGES

Item/Service

Non-Owned ATM Fee

Owned ATM Fee

Withdrawal

$1.00

Free

Balance Inquiry of Transfer (each)

$0.60

$0.25

Denial (each)

$0.50

$0.25