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Personal Loans

loans to meet your financial goals

Unsecured, or Personal Loans, can be used for a variety of different reasons. Personal Loans are often used for vacations, large purchases (such as furniture), weddings or other special occasions. Personal Loans can also be a great way to consolidate credit card or other debt to save interest and improve your credit.

Personal Loan Rates
Loan Type APR* as low as
Secured - 100% Share/Term Share Secured Up To 60 Months 5.25%
Secured - 100% Share/Term Share Secured 61-120 Months 6.25%
Signature Loan - 1 to 60 months 10.99%

You can apply online or by phone 24 hours a day 7 days a week by completing an online application below, or by calling our Call Center at 816-783-5912. If you are outside the KC Metro Area, call toll free 1-866-852-6478 and listen for the prompt to speak with a loan officer. Alternatively you can contact your local branch office to apply for a Personal Loan today.

Loan Application   Loan Rates

*APR = Annual Percentage Rate. 12.99% APR is the best possible rate and is available for credit scores of 640+. Rates, terms, and conditions are subject to change and may vary based on qualifications, including creditworthiness. Automatic payments required. Processing fee of $59 waived through August 31, 2024 only. Payment example of borrowing $1,200, financed for 12 months at 12.99% APR is $107.18 per month. Offer valid 7/15/24 - 8/31/24 and is subject to change or end at any time. All loans are subject to approval. Membership eligibility is required. Federally insured by NCUA.

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