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Insurance

protect what matters most

Through our unique partnership with TruStage® Insurance Agency, LLC and CMFG Life Insurance Company, we are proud to make Auto, Home, Life & Health Insurance coverage available to our members. As a member of R-G, you are also entitled to $1000 in free basic AD&D coverage with other optional coverage amounts available. See below for details.

auto insurance

You May Be Paying Too Much for Car Insurance

You work hard for your money and even harder to keep your budget on track. So why spend too much on car insurance—maybe hundreds of dollars too much?

RGFCU members may qualify for discounts on car insurance through the TruStage® Auto Insurance Program. You could save big, and it can be easy to switch carriers—without losing any money.

TruStage offers a powerful mix of savings and popular, member-friendly benefits:

  • Credit union member discounts*
  • Nationally recognized companies
  • Friendly, 24/7 service—even on holidays
  • Discounts for multiple vehicles, safety features, good driving and more*
  • Mobile app for easy claims

It can be easy to get a free quote today. Don’t wait to see how much you could save.

GET A QUOTE TODAY

A Tradition of Strength

TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years. Over 20 million people have selected TruStage for AD&D, life, auto & home insurance and more.

TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency and issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Products and features may not be available in all states. Be sure to understand the complete details of coverage, including any exclusions and limitations. If your credit union enables this insurance program to be offered, it is entitled to compensation from TruStage Insurance Agency, LLC, PO Box 61, Waverly IA 50677-0061. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations.

*Discounts and savings are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. © TruStage Insurance Agency 2018 AUT-1661466.3

home owners insurance

Help Protect Your Biggest Investment—Inside and Out

The TruStage® Home Insurance Program helps you protect your home—and everything in it—with coverage designed to be affordable for credit union members.

It covers damage or loss due to fire, weather, theft and more. And it protects you from liability if accident happens on your property.

TruStage gives credit union members access to coverage underwritten by Liberty Mutual Insurance Company—along with these popular benefits:

  • Potential savings for RGFCU members*
  • Discounts for multiple policies, burglary/fire alarms, etc.*
  • 24/7 claims, even on holidays—many settled on the spot
  • Inflation protection—get today’s value for your belongings*
  • Temporary housing assistance when you need it

Don’t wait. It can be easy to get a free quote today.

GET A QUOTE

A Tradition of Strength

TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years. Over 20 million people have selected TruStage for AD&D, life, auto & home insurance and more.

TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency and issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Products and features may not be available in all states. Be sure to understand the complete details of coverage, including any exclusions and limitations. If your credit union enables this insurance program to be offered, it is entitled to compensation from TruStage Insurance Agency, LLC, PO Box 61, Waverly IA 50677-0061. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations.*Discounts and savings are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. © TruStage Insurance Agency 2018 AUT-1661806.3

life insurance

Simplified issue term & whole life
Guaranteed acceptance whole life

Fully digital application with instant decision.

No medical exams or health questions.

Expedited claims process
Budget-first comparison tool

Members can easily submit claims.

Provides options based on the individual.

Online servicing and application
 

manage policies on your schedule, from any device.

 
Any amount of coverage can help protect your family.

Life insurance could help give you peace of mind today and provide income-tax free money for your family if you die. It could ease the burden of expenses you might leave behind like funeral costs, mortgage payments or unpaid debts.

Life insurance should be simple and affordable.

We’ll help you compare whole and term insurance, and explore affordable options so you can make a good decision today for your family.

It’s easy to get instant quotes.

Start with a monthly payment that fits your budget and see options in minutes online. Or talk to a licensed agent for friendly, no-pressure advice. Call 1-866-788-9752.

TruStage® Insurance products and programs are made available through TruStage Insurance Agency, LLC, and issued by CMFG Life Insurance Company and other leading insurance companies. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates.TSIP-2178557.1-0718-0820 © CUNA Mutual Group, 2018 All Rights Reserved.

Health Insurance

Budget-Friendly Health Insurance Options Available Now

Whether you’re currently without health insurance or you need an extra layer of protection, the TruStage® Health Insurance Program with GoHealth offers a variety of budget-friendly options. Choose from short term medical plans, fixed indemnity insurance, critical illness coverage, even dental and vision plans. You can enroll in these plans any time of the year, and in some cases, you can have coverage as soon as tomorrow.

These options can make sense if you are:

  • Waiting for the next ACA open enrollment period
  • Looking to fill gaps in your current coverage
  • Turning 26 and rolling off your parent's insurance
  • Between jobs or waiting for benefits to begin at your new job
  • A retiree who is not yet eligible for Medicare

Also remember that if you have a qualifying life event such as marriage or a new baby, you have 60 days to enroll in a new Major Medical plan.

Which coverage options are right for you? Let the experts at GoHealth help you decide. Licensed insurance advisors can help determine your needs, offer advice, provide quotes and help you get enrolled in the right plan, right now.

Simply call 1-888-416-2166 to get started or visit TruStage.com/Health.

TruStage® Health Insurance Program is made available through TruStage Insurance Agency, LLC and GoHealth LLC. GoHealth LLC is licensed to sell nationwide but may not be available in all states. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your depository institution. CMFG Life Insurance Company, 5910 Mineral Point Road, Madison, WI 53705 © TruStage Insurance Agency 2019 TSH-1917938.3

accidental death and dismemberment (AD&D)

Accidents can happen anytime. Don't leave them unprepared.

Imagine it’s Friday, and your paycheck isn’t there. If a serious or fatal accident struck, your family’s life could change in a heartbeat. In fact, if you’re 44 or under, accidents are the leading cause of death.*

Fortunately, you’re entitled to $1000 of no-cost TruStage® Accidental Death and Dismemberment Insurance—an exclusive member benefit paid for by RGFCU. AD&D is underwritten by CMFG Life Insurance. AD&D Insurance can pay your beneficiary a cash benefit if you die in an accident. It also pays benefits if you are hospitalized or suffer dismemberment due to a covered accident.

You can activate your no-cost coverage in just three minutes. And your acceptance is guaranteed—with no heath questions or exams—so it can be easy to get this coverage for yourself or your entire family. Once you enroll, AD&D Insurance pays a cash benefit to your beneficiary if you die from a covered accident or you suffer a covered serious injury. Credit union members ages 18 and over can also choose to increase their protection (Member Only Plan) or their family's (Family Plan) with up to an additional $300,000 in coverage.

Because accidents can happen anytime, there’s no better time to help protect the people who matter most.

*Accident statistic from National Vital Statistics System, National Center for Health Statistics, CDC 2017.

TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012, ADD-2018-POL, 2018-ADD-POLRDR-CR, 2018-ADD-POLRDR-CNR

ADD-1607686.2

Real & Genuine