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Mortgage Loans

we're Here with you every step of the way

Buying a home is one of the biggest decisions you'll ever make. Now is the time to let R-G Federal Credit Union help you find the home financing that best suits your needs. No hard sell, no "junk" fees, just really good advice & really great rates from your hometown credit union. Our mortgage representatives are here to help every step of the way.
Home sales continue to be strong.
Many members who thought buying a home was out of their reach have been pleasantly surprised to learn they could take advantage of today’s low rates and buy rather than rent. At R-G, you’ll work with a local mortgage specialist from the very beginning. We know our members, we know the market, and together, we’ll find the right mortgage for you. 


  • Do you want to buy the home of your dreams?
  • Looking for that trendy downtown loft?
  • Empty nesters looking to downsize?
  • Ready to hear the birds chirp on the family farm?
Fixed Rate First Mortgages

Don't be suprised when your mortgage suddenly re-prices. All of our first mortgage products offer a low fixed rate. Get the payment you can afford with convenient 10, 15, 20 and 30 year terms.

VA Mortgages

Are you a veteran or current service member looking to take advantage of your VA home loan benefit?  R-G offers VA loans with no down payment, competitive rates and closing fees and no need for Private Mortgage Insurance (PMI). Whether you're looking to purchase a home, refinance your existing home for cash-out, or just take advantage of IRRL (Interest Rate Reduction Loan), R-G is here for you every step of the way.

First Time Home Buyer?

If this is your first home, that's not a problem. Qualified buyers can get a conventional mortgage with a loan to value (LTV) up to 97%, so you'll rest easy knowing your down payment won't be a deal-breaker.

Loan Application  Loan Rates


  • Do you want to consolidate high interest bills?
  • Do you want to do home improvements?
  • Do you want to reduce your monthly housing expense?
  • Do you want to pay off your home sooner?

Many R-G members have enjoyed big monthly savings in the form of lower monthly mortgage payments, or completed projects they didn't think they could afford by putting the equity in their home to work and refinancing their current mortgage. If you answered yes to any of the questions above, let us help you reach all your financial goals by refinancing your home mortgage. You'll enjoy the same great programs and low fixed rates we offer on purchases when you refinance with R-G today.

Loan Application  Loan Rates

Apply online today, or contact your local branch office for more information at 866-852-6478.

We currently offer mortgage loans anywhere in the state of Missouri and in the state of Kansas, within a 100 mile radius of Belton, MO.

R-G Federal Credit Union
NMLS ID 414409

Real Estate Manager
Jinette Fraser (NMLS ID 715738)

Real Estate Loan Officer
Debbie Cornelius (NMLS ID 556783)

Real Estate Loan Officer
Frankie Brandenburg (NMLS ID 1711553)

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