Great Boat Loan Rates Plus Real and Genuine Service
You'll have more time to tell fish stories when you finance your boat with R-G. Whether you are buying for the first time, upgrading to that classic Chris-Craft, or refinancing to save money, don't get marooned with a high interest rate. At R-G, the rates are the same whether you want to travel by land or sea.
What Kind of Boat Can You Finance at R-G?
You can finance just about anything that floats with a loan from R-G, but the secured boat loan option works best with:
- Powerboats
- Sailboats
- Pontoons
- Houseboats
- Fishing (Bass) Boats
If you aren’t sure, contact us and a real human will be happy to answer your questions or find the best financing option for your situation.
Current Boat Loan Rates
| Loan Type |
APR as low as |
| Boats |
6.29% |
You can apply online or by phone 24 hours a day 7 days a week by completing an online application below, or by calling our Call Center at 816-783-5912. If you are outside the KC Metro Area, call toll free 1-866-852-6478 and listen for the prompt to speak with a loan officer. Alternatively you can contact your local branch office to apply for one of our loans today.
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Wanting to Refinance Your Boat Loan?
Love the boat, but hate the payment? Looking for a better interest rate? If your boat loan is with another financial institution, bringing it to R-G could save you some serious cash. Want to take a payment vacation? Refinancing with R-G could let you push your next payment out two or three months.
Refinance Today
Who Can Apply for an R-G Federal Credit Union Boat Loan?
As a credit union, R-G products and services are available to qualifying members. You don’t have to be a member to apply for a boat loan, but you will need to qualify for membership as part of the application process. Becoming a member of R-G is easy, as membership is open to persons who live, work, worship, or attend school located in the Missouri counties of Bates, Benton, Cass, Cedar, Henry, Hickory, Jackson, Johnson, Morgan, Pettis, St. Clair, and Vernon. If you are not sure if you meet the membership requirement, contact us and a real person will be happy to help.