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Credit Sense

Your Online & Mobile banking experience just got better!

RGFCU's goal is to help members achieve financial success and sustainability while providing the best and most up-to-date financial resources. We're excited to offer Credit Sense through Mobiliti, as well as in Online Banking - it allows RGFCU members to check their credit score at any time, right from their phone or computer! The program is FREE and is a great resource to help you improve your credit score. Plus, we'll provide you with tips on improving your score and send you special offers!

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check your credit score daily

You can check your credit score each time you log in to Mobiliti or Online Banking! Credit Sense is a free service offered by RGFCU, powered by SavvyMoney®. With one click, you can check your credit score, view your credit report, and get up-to-date credit monitoring notifications. You can also find out what affects your score, how you can save money, and how to improve your score or rebuild your credit. Even better - checking daily, weekly or monthly won't hurt your score! It's just one more way RGFCU is looking after your daily balance.

1 in 5 credit reports have errors

You know you need to check your credit report more than once a year. We made it simple - it'll only take 5 seconds to check right now, and keep your identity secure. Errors on your credit report can negatively affect your credit score and ability to get a loan, rent an apartment, and even get a job. Monitoring your credit score reguarly can also protect against identity theft and fraud.

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Setting goals is your first step toward achieving your dreams

If you are building your credit toward an 850 score, the best ways to improve your score are to: pay bills on time, use less than 30% of your available credit, and monitor your credit regularly. The better your score, the lower your interest rates will generally be when borrowing for a home, a new car, and even on credit cards. Credit Sense will help you monitor your credit reguarly so you can achieve your dreams while saving money. Log in today to see your personalized tips for credit score improvement. Find out what you're doing well and what needs to change. You'll also see the savings we've identified for you. What if spending 1 minute on Credit Sense could save you hundreds or even thousands of dollars in interest over the life of your loans? That would be time well spent!

To activate and use Credit Sense, simply click the link in Mobiliti or Online Banking.

 

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