Effective as of: 10/28/2025

***Current Term Share (CERTIFICATE) Account Special:

Bring new money to your credit union and earn 4.00 APY for 7-months, minimum $500 to open. 

While we attempt to keep our website current, please note - branch rates will always prevail. Specials may be ended at any time. Contact us to learn more about opening. 

Share Accounts

Balance Amount	Dividend Rate	APY*
$5.00 to $4,999.99	0.05%	0.05%
$5,000.00 to $24,999.99	0.10%	0.10%
$25,000.00 to $49,999.99	0.15%	0.15%
$50,000.00 to $99,999.99	0.20%	0.20%
$100,000.00 to $149,999.99	0.25%	0.25%
$150,000.00 to $249,999.99	0.30%	0.30%
$250,000.00 to $499,999.99	0.30%	0.30%
$500,000.00 and above	0.30%	0.30%

Smart Savers Club and Holiday Club Accounts

Balance Amount	Dividend Rate	APY*
Any Balance	0.75%	0.75%

Money Market Share Accounts

Balance Amount	Dividend Rate	APY*
Minimum $10,000	3.20%	3.25%

IRA Accounts

Balance Amount	Dividend Rate	APY*
Any Balance	0.50%	0.50%

Premier Checking

Balance Amount	Dividend Rate	APY*
Any Balance (if monthly qualifications met**)	2.00%	2.00%
If qualifications not met	.01%	.01%

Elite Checking

Balance Amount	Dividend Rate	APY*
Any Balance	0.25%	0.25%

Term Share Accounts ($500 - $250,000)

Term	Dividend Rate	APY*
6 Mos.	3.22%	3.25%
12 Mos.	2.97%	3.00%
24 Mos.	2.72%	2.75%
36 Mos.	2.47%	2.50%
48 Mos.	2.23%	2.25%
60 Mos.	1.98%	2.00%
Term Share Accounts pay dividends Quarterly

Premier Term Share Accounts ($100,000 - $250,000)

Term	Dividend Rate	APY*
6 Mos.	3.69%	3.75%
12 Mos.	3.45%	3.50%
24 Mos.	3.20%	3.25%
36 Mos.	3.05%	3.10%
48 Mos.	3.10%	3.15%
60 Mos.	3.14%	3.19%
Premier Term Share Accounts pay dividends Monthly

*APY = Annual Percentage Yield. All rates and yields are subject to change without notice. Fees charged could reduce the earnings on the account. Some restrictions may apply. Contact the Credit Union for further details and disclosures pertaining to each type of deposit/share product. A penalty may be imposed for early withdrawal from Term Share Accounts; the annual percentage yield is based on the assumption that the dividends will remain in the account until maturity. A withdrawal will reduce earnings.

**Premier checking requires monthly direct deposit, e-statements, and 15 settled debit point of sale transactions ($5 or over) per month to earn qualified rate.

***Term Share Account Special: APY = Annual Percentage Yield. 4.00% APY for 7-month Term Share Accounts; other rates and terms available. Dividends paid at maturity. Accounts automatically renew at standard 6-month terms unless specified. Minimum deposit $500.