Effective as of: 9/19/2025
While we attempt to keep our website current, please note - branch rates will always prevail. Specials may be ended at any time. Contact us to learn more about opening.
Share Accounts
Balance Amount |
Dividend Rate |
APY* |
$5.00 to $4,999.99 |
0.05% |
0.05% |
$5,000.00 to $24,999.99 |
0.10% |
0.10% |
$25,000.00 to $49,999.99 |
0.15% |
0.15% |
$50,000.00 to $99,999.99 |
0.20% |
0.20% |
$100,000.00 to $149,999.99 |
0.25% |
0.25% |
$150,000.00 to $249,999.99 |
0.30% |
0.30% |
$250,000.00 to $499,999.99 |
0.30% |
0.30% |
$500,000.00 and above |
0.30% |
0.30% |
Smart Savers Club and Holiday Club Accounts
Balance Amount |
Dividend Rate |
APY* |
Any Balance |
0.75% |
0.75% |
Money Market Share Accounts
Balance Amount |
Dividend Rate |
APY* |
Coming Soon! |
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IRA Accounts
Balance Amount |
Dividend Rate |
APY* |
Any Balance |
0.50% |
0.50% |
Premier Checking
Balance Amount |
Dividend Rate |
APY* |
Any Balance (if monthly qualifications met**) |
2.00% |
2.00% |
If qualifications not net |
.01% |
.01% |
Elite Checking
Balance Amount |
Dividend Rate |
APY* |
Any Balance |
0.25% |
0.25% |
Term Share Accounts ($500 - $250,000)
Term |
Dividend Rate |
APY* |
6 Mos. |
3.22% |
3.25% |
12 Mos. |
2.97% |
3.00% |
24 Mos. |
2.72% |
2.75% |
36 Mos. |
2.47% |
2.50% |
48 Mos. |
2.23% |
2.25% |
60 Mos. |
1.98% |
2.00% |
Term Share Accounts pay dividends Quarterly |
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Premier Term Share Accounts ($100,000 - $250,000)
Term |
Dividend Rate |
APY* |
6 Mos. |
3.69% |
3.75% |
12 Mos. |
3.45% |
3.50% |
24 Mos. |
3.20% |
3.25% |
36 Mos. |
3.05% |
3.10% |
48 Mos. |
3.10% |
3.15% |
60 Mos. |
3.14% |
3.19% |
Premier Term Share Accounts pay dividends Monthly |
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