We strive to make it easy to manage your loan payments. Whether you prefer to pay online, set up automatic payments, or stop by a branch, you have options. Explore the methods below and choose the one that works best for you.
If you need help getting set up, we’re here for you.
Online and Mobile Payment Options
Online Banking or Mobile App
Transfer funds from any R-G FCU checking or savings account to your loan through online banking or our Mobiliti mobile app. You can also deposit a check and then transfer the funds once available.
Cost: Free
How to Access: Log into online/mobile banking.
ACH Payment from Another Financial Institution
Set up recurring or one-time payments directly from another bank or credit union.
- Members can self-serve on our website using the “Pay My Loan” feature.
- Recurring monthly ACH payments help ensure your payment is always on time.
Cost: Free when self-served
Set Up: Visit our homepage and scroll to the yellow “Pay Your Loan” icon.
Payment by Phone
You can make a loan payment by phone using either a card or ACH from another institution. Please note that this service includes a convenience fee.
Phone Number: 816-783-5900
Fee: $8 per payment
Self-Service Card Payments: Not available
Automatic Payment Options
Savings Account Transfer
Schedule a one-time or recurring transfer from your R-G FCU account to your loan.
Cost: Free
Set Up: Online banking or contact a staff member for help
Payroll Transfer
R-G FCU can apply a portion of your paycheck directly to your loan each pay period.
Cost: Free
Set Up: Ask our staff to assist with enrollment
Payroll Deduction
Instruct your employer to deduct funds directly from your paycheck and send them to your loan account.
- Routing number: 301080392
- Account format example: 123456-02 (loan suffix)
Cost: Free
Set Up: With your employer
In-Person and Shared Branch Payments
R-G FCU Branch Locations
Visit any of our branch locations to make a payment in person.
Shared Branch Network
With access to over 5,000 shared branches nationwide, you can make payments even when you're traveling.
Find a Shared Branch:
- Use the mobile app
- Text your ZIP code to 91989
Other Payment Options
Bill Pay
Use your bank’s bill pay system or R-G FCU’s Bill Pay service in online banking to send payments by mail.
Address:
421 Remington Plaza Ct
Raymore, MO 64083
Cost: Free
Audio Banking
Call our automated banking line to transfer funds from deposit accounts to your loan.
Cost: Free
Set Up: Contact us to enroll in audio banking
Why Pay On Time?
Paying your loan on time helps protect your credit score and avoid late fees. In fact, 35% of your credit score is based on your payment history. Setting up automatic payments is one of the easiest ways to stay on track.
Need Help? We’re here to support you. If you have questions or want help setting up a payment method, our team is ready to assist.
Call: 866-852-6478
Visit: Contact Us