Great Auto Loan Rates Combined with Great Service
With R-G, we make car financing easy. Whether you are buying for the first time, upgrading to the car of your dreams, or refinancing to save money, you've come to the right place.
And right now, if your auto loan is with another lender, you may be able to save even more by refinancing it to R-G. For a limited time, you can:
- Take 1% APR* off your qualifying rate
- Skip the first 60 days of payments*
- Potentially lower your monthly auto loan payment, or even pay off your loan sooner!
From rising gas prices to summer travel and back-to-school expenses, a lower auto loan payment could help create more room in your budget.
R-G Federal Credit Union auto loans combine competitive rates, online convenience, and genuine service from real people who are here to help every step of the way.
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Current Auto Loan Rates
| Loan Type |
APR* as low as |
| New Autos |
3.99% |
| Used Autos |
4.49% |
Additional rates can be found on our Rates page. For the fastest response, you can apply online or by phone 24 hours a day 7 days a week by completing an online application, or by calling our Call Center at 816-783-5900. If you are outside the KC Metro Area, call toll-free 1-866-852-6478 and listen for the prompt to speak with a loan officer. Alternatively, you can contact your local branch office to apply for one of our loans today.
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Great Auto Loan Rates are Just the Start at R-G
Compare. Shop. Finance. Go.
Our online Car Buying Center gives you a convenient place to shop for your next vehicle and finance it through your credit union all in one place! Enjoy:
- A FREE CarFax report
- Expedited loan processing
- Free NADA vehicle valuations
- Search inventory by monthly payment
- More!
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First Time Car Buyer Program
Everyone has to start somewhere. At R-G, we make sure your first car buying experience is a positive one. We will help you determine what you can comfortably afford and give you a payment that won't break the budget so you can shop confidently. We can even help you find the right vehicle. Apply online today to get started.
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Refinance Your Auto Loan
Love the car, but hate the payment? Looking for a better interest rate? If your auto loan is with another financial institution, bringing it to R-G could save you some serious cash. Want to take a payment vacation? Refinancing with R-G could let you push your next payment out two or three months
REFINANCE TODAY
Who Can Apply for an R-G Federal Credit Union Auto Loan?
As a credit union, R-G products and services are available to qualifying members. You don’t have to be a member to apply for an auto loan, but you will need to qualify for membership as part of the application process. Becoming a member of R-G is easy, as membership is open to persons who live, work, worship, or attend school located in the Missouri counties of Bates, Benton, Cass, Cedar, Henry, Hickory, Jackson, Johnson, Morgan, Pettis, St. Clair, and Vernon. If you are not sure if you meet the membership requirement, contact us and a real person will be happy to help.
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