really great rates, real & genuine service
With R-G, we make car financing easy. Whether you are buying for the first time, upgrading to the car of your dreams, or refinancing to save money, you've come to the right place.
Auto Loan Rates
| Loan Type |
APR* as low as |
| New Autos (2023 and newer) |
6.29% |
| Used Autos |
6.79% |
You can apply online or by phone 24 hours a day 7 days a week by completing an online application below, or by calling our Call Center at 816-783-5912. If you are outside the KC Metro Area, call toll free 1-866-852-6478 and listen for the prompt to speak with a loan officer. Alternatively you can contact your local branch office to apply for one of our loans today.
AUTO LOAN SPECIAL
We're dedicated to supporting your financial journey with real and genuine solutions. Our latest auto loan special offers exceptional value:
Why Choose R-G Federal Credit Union for Your Auto Loan?
- 1% Cash Back: Receive up to 1% of your auto loan amount back in cash, up to $750.* Use this extra cash for anything you need.
- Lower Rates: Enjoy rates as low as 4.79% APR** (includes our 1% rate reduction) for auto loans up to 36 months. Save on interest and reduce your monthly payments.
Start Your Pre-Approval Today!
Don't miss out on this limited-time offer, ending September 30, 2024. Contact us to learn more or start the pre-approval process and drive away with confidence.
Loan Application Loan Rates
Compare. Shop. Finance. Go.
Our online Auto Resource Center gives you a convenient place to shop for your next vehicle and finance it through your credit union all in one place! Enjoy:
- A FREE CarFax report
- Expedited loan processing
- The ability to "favorite" vehicles
- Free NADA vehicle valuations
- A feature allowing you to search inventory by monthly payment amount so you can find a ride within your budget
- Dealership directory based on your location
- More!
First Time Buyer
Everyone has to start somewhere. At R-G, we make sure your first car buying experience is a positive one, and set you up on a path to success. We will help you determine what you can comfortably afford, and give you a payment that won't break the budget so you can shop confidently, knowing you're getting a great deal. We'll even help you find the right vehicle. Apply online today to get started.
Refinance & Put your financial goals in overdrive
Love the car, but hate the payment? Looking for a better interest rate? If your auto loan is with another financial institution, bringing it to R-G could save you some serious cash. Want to take a payment vacation? Refinancing with R-G could let you push your next payment out two or three months so you can take that trip of a lifetime.
Refinance Today