Great Auto Loan Rates Combined with Great Service
With R-G, we make car financing easy. Whether you are buying for the first time, upgrading to
the car of your dreams, or refinancing to save money, you've come to the right place. R-G
Federal Credit Union auto loans combine great auto loan rates with online convenience and
genuine service from real people.
Current Auto Loan Rates
| Loan Type |
APR* as low as |
| New Autos (2023 and newer) |
6.29% |
| Used Autos |
6.79% |
For the fastest response, you can apply online or by phone 24 hours a day 7 days a week by completing an online application, or by calling our Call Center at 816-783-5912. If you are outside the KC Metro Area, call toll-free 1-866-852-6478 and listen for the prompt to speak with a loan officer. Alternatively, you can contact your local branch office to apply for one of our loans today.
APPLY ONLINE FIND A BRANCH
AUTO LOAN SPECIAL
We're dedicated to supporting your financial journey with real and genuine solutions. Our latest auto loan special offers exceptional value:
Why Choose an R-G Federal Credit Union Auto Loan?
- 1% Cash Back: Receive up to 1% of your auto loan amount back in cash, up to $750.* Use this extra cash for anything you need.
- Lower Rates: Enjoy rates as low as 4.79% APR** (includes our 1% rate reduction) for auto loans up to 36 months. Save on interest and reduce your monthly payments.
Start Your Pre-Approval Today
Don't miss out on this limited-time offer, ending September 30, 2024. Contact us to learn more or start the pre-approval process and drive away with confidence.
Loan Application
Great Auto Loan Rates are Just the Start at R-G
Compare. Shop. Finance. Go.
Our online Car Buying Center gives you a convenient place to shop for your next vehicle and finance it through your credit union all in one place! Enjoy:
- A FREE CarFax report
- Expedited loan processing
- Free NADA vehicle valuations
- Search inventory by monthly payment
- More!
START SHOPPING
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First Time Car Buyer Program
Everyone has to start somewhere. At R-G, we make sure your first car buying experience is a positive one. We will help you determine what you can comfortably afford and give you a payment that won't break the budget so you can shop confidently. We can even help you find the right vehicle. Apply online today to get started.
APPLY ONLINE
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Refinance Your Auto Loan
Love the car, but hate the payment? Looking for a better interest rate? If your auto loan is with another financial institution, bringing it to R-G could save you some serious cash. Want to take a payment vacation? Refinancing with R-G could let you push your next payment out two or three months
REFINANCE TODAY
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Who Can Apply for an R-G Federal Credit Union Auto Loan?
As a credit union, R-G products and services are available to qualifying members. You don’t have to be a member to apply for an auto loan, but you will need to qualify for membership as part of the application process. Becoming a member of R-G is easy, as membership is open to persons who live, work, worship, or attend school located in the Missouri counties of Bates, Benton, Cass, Cedar, Henry, Hickory, Jackson, Johnson, Morgan, Pettis, St. Clair, and Vernon. If you are not sure if you meet the membership requirement, contact us and a real person will be happy to help.
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