R-G FCU | Rates and Fees

Rates and Fees

Rate Schedule

We offer home mortgages along with loans for vehicles, motorcycles, RV's, and boats - New and Used!


Estimated Payments per $1000.00 Borrowed
Product APR Based on Term Estimated per $1000 Borrowed
100% Share/Certificate Secured 3.5% 36 Months $29.35
New Vehicle loan *as low as 3.99% 36 Months $29.57

*APR for loan terms not exceeding 36 months.
Other rates and terms available. Final rate and term will be based on credit worthiness and collateral.
Estimated monthly payments on 36-month loan at __% APR = $__.__ per $1000 borrowed.

Mortgage Rates Vehicles, Boats, and RVs Personal Loans Deposit/Share Certificate Rates Personal Account Fee Schedule

Effective as of: 12/31/2018
Share Accounts
Share AccountsRATEAPY
$100.00 to $4,999.99 0.15%0.15%
$5,000.00 to $24,999.99 0.20% 0.20%
$25,000.00 to $49,999.99 0.35%0.35%
$50,000.00 to $99,999.99 0.40%0.40%
$100,000.00 to $149,999.99 0.40% 0.40%
$150,000.00 to $249,999.99 0.40% 0.40%
$250,000.00 to $499,99 0.40% 0.40%
$500,000.00 and above 0.40% 0.40%
Smart Saver
$500.00 to $4,999.990.25%0.25%
$5,000.00 to $24,999.990.35%0.35%
$25,000.00 to $49,999.990.45%0.45%
$50,000.00 to $99,999.990.50%0.50%
$100,000.00 to $149,999.990.50%0.50%
$150,000.00 to $249,999.990.60%0.60%
$250,000.00 to $499,999.990.60%0.60%
$500,000 and above0.60%0.60%
Holiday Club
$100.00 and Over 0.25% 0.25%
IRA Accounts
$100.00 and Over 0.60% 0.60%
Share Draft Type 75
$100.00 and Over 0.10% 0.10%
 
Share Certificates
Share CertificatesRATEAPY
6 Mos. ($500 - $250,000)1.0%1.0%
12 Mos. ($500 - $250,000)1.50%1.50%
24 Mos. ($500 - $250,000)2.50%2.47%
36 Mos. ($500 - $250,000)2.95%2.87%
48 Mos. ($500 - $250,000)3.15%3.01%
60 Mos. ($500 - $250,000)3.25%3.06%
 
 
Senior 6 Mos. ($500 - $250,000)1.05%1.05%
Senior 12 Mos. ($500 - $250,000)1.55%1.55%
Senior 24 Mos. ($500 - $250,000)2.55%2.52%
Senior 36 Mos. ($500 - $250,000)3.0%2.91%
Senior 48 Mos. ($500 - $250,000)3.20%3.06%
Senior 60 Mos. ($500 - $250,000)3.30%3.10%
 
 
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