Certificate special
In addition to the rates listed below, we are currently offering a Certificate Special ($500-$250,000) for 5.00% APY.* This is a new money only special (transfers from current R-G deposits do not qualify). The term for this special is 1-year with no auto-renewals. To learn more, speak with a Member Service Rep at your local branch, or call 866.852.6478.
Effective as of: 12/19/2022
Share Accounts
| Balance Amount |
Rate |
APY |
| $100.00 to $4,999.99 |
0.05% |
0.05% |
| $5,000.00 to $24,999.99 |
0.10% |
0.10% |
| $25,000.00 to $49,999.99 |
0.15% |
0.15% |
| $50,000.00 to $99,999.99 |
0.20% |
0.20% |
| $100,000.00 to $149,999.99 |
0.25% |
0.25% |
| $150,000.00 to $249,999.99 |
0.30% |
0.30% |
| $250,000.00 to $499,999.99 |
0.30% |
0.30% |
| $500,000.00 and above |
0.30% |
0.30% |
Smart Saver
| Balance Amount |
Rate |
APY |
| $500.00 to $4,999.99 |
0.10% |
0.10% |
| $5,000.00 to $24,999.99 |
0.15% |
0.15% |
| $25,000.00 to $49,999.99 |
0.20% |
0.20% |
| $50,000.00 to $99,999.99 |
0.25% |
0.25% |
| $100,000.00 to $149,999.99 |
0.30% |
0.30% |
| $150,000.00 to $249,999.99 |
0.35% |
0.35% |
| $250,000.00 to $499,999.99 |
0.35% |
0.35% |
| $500,000 and above |
0.35% |
0.35% |
Club Accounts
| Balance Amount |
Rate |
APY |
| $100.00 and Over |
0.10% |
0.10% |
IRA Accounts
| Balance Amount |
Rate |
APY |
| $100.00 and Over |
0.50% |
0.50% |
Elite Checking
| Balance Amount |
Rate |
APY |
| $100.00 and Over |
0.05% |
0.05% |
Share Certificates ($500 - $250,000)
| Term |
Rate |
APY |
| 6 Mos. |
.35% |
.35% |
| 12 Mos. |
.60% |
.60% |
| 24 Mos. |
.75% |
.75% |
| 36 Mos. |
.75% |
.74% |
| 48 Mos. |
.80% |
.79% |
| 60 Mos. |
.90% |
.88% |
Senior Share Certificates ($500 - $250,000)
| Term |
Rate |
APY |
| Senior 6 Mos. |
.40% |
.40% |
| Senior 12 Mos. |
.65% |
.65% |
| Senior 24 Mos. |
.80% |
.80% |
| Senior 36 Mos. |
.80% |
.79% |
| Senior 48 Mos. |
.85% |
.84% |
| Senior 60 Mos. |
.95% |
.93% |