Effective as of: 4/1/2022

Share Accounts

Balance Amount	Rate	APY
$100.00 to $4,999.99	0.01%	0.01%
$5,000.00 to $24,999.99	0.05%	0.05%
$25,000.00 to $49,999.99	0.10%	0.10%
$50,000.00 to $99,999.99	0.15%	0.15%
$100,000.00 to $149,999.99	0.20%	0.20%
$150,000.00 to $249,999.99	0.25%	0.25%
$250,000.00 to $499,999.99	0.25%	0.25%
$500,000.00 and above	0.25%	0.25%

Smart Saver

Balance Amount	Rate	APY
$500.00 to $4,999.99	0.05%	0.05%
$5,000.00 to $24,999.99	0.10%	0.10%
$25,000.00 to $49,999.99	0.15%	0.15%
$50,000.00 to $99,999.99	0.20%	0.20%
$100,000.00 to $149,999.99	0.25%	0.25%
$150,000.00 to $249,999.99	0.30%	0.30%
$250,000.00 to $499,999.99	0.30%	0.30%
$500,000 and above	0.30%	0.30%

Club Accounts

Balance Amount	Rate	APY
$100.00 and Over	0.10%	0.10%

IRA Accounts

Balance Amount	Rate	APY
$100.00 and Over	0.50%	0.50%

Elite Checking

Balance Amount	Rate	APY
$100.00 and Over	0.01%	0.01%

Share Certificates ($500 - $250,000)

Term	Rate	APY
6 Mos.	.15%	.15%
12 Mos.	.30%	.30%
24 Mos.	.45%	.45%
36 Mos.	.55%	.55%
48 Mos.	.80%	.79%
60 Mos.	.90%	.88%

Senior Share Certificates ($500 - $250,000)

Term	Rate	APY
Senior 6 Mos.	.20%	.20%
Senior 12 Mos.	.35%	.35%
Senior 24 Mos.	.50%	.50%
Senior 36 Mos.	.60%	.60%
Senior 48 Mos.	.85%	.84%
Senior 60 Mos.	.95%	.93%