Effective as of: 11/21/2019

Share Accounts

Balance Amount	Rate	APY
$100.00 to $4,999.99	0.15%	0.15%
$5,000.00 to $24,999.99	0.20%	0.20%
$25,000.00 to $49,999.99	0.25%	0.25%
$50,000.00 to $99,999.99	0.35%	0.35%
$100,000.00 to $149,999.99	0.35%	0.35%
$150,000.00 to $249,999.99	0.40%	0.40%
$250,000.00 to $499,999.99	0.40%	0.40%
$500,000.00 and above	0.40%	0.40%

Smart Saver

Balance Amount	Rate	APY
$500.00 to $4,999.99	0.25%	0.25%
$5,000.00 to $24,999.99	0.30%	0.30%
$25,000.00 to $49,999.99	0.35%	0.35%
$50,000.00 to $99,999.99	0.45%	0.45%
$100,000.00 to $149,999.99	0.55%	0.55%
$150,000.00 to $249,999.99	0.60%	0.60%
$250,000.00 to $499,999.99	0.70%	0.70%
$500,000 and above	0.70%	0.70%

Club Accounts

Balance Amount	Rate	APY
$100.00 and Over	0.25%	0.25%

IRA Accounts

Balance Amount	Rate	APY
$100.00 and Over	0.60%	0.60%

Elite Checking

Balance Amount	Rate	APY
$100.00 and Over	0.15%	0.15%

Share Certificates ($500 - $250,000)

Term	Rate	APY
6 Mos.	1.00%	1.00%
12 Mos.	1.25%	1.25%
24 Mos.	1.50%	1.49%
36 Mos.	2.25%	2.20%
48 Mos.	2.50%	2.41%
60 Mos.	2.75%	2.61%

Senior Share Certificates ($500 - $250,000)

Term	Rate	APY
Senior 6 Mos.	1.05%	1.05%
Senior 12 Mos.	1.30%	1.30%
Senior 24 Mos.	1.55%	1.54%
Senior 36 Mos.	2.30%	2.25%
Senior 48 Mos.	2.55%	2.46%
Senior 60 Mos.	2.80%	2.66%