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Rates

Effective as of: 10/28/2025

**Current Term Share (CERTIFICATE) Account Special:

Bring new money to your credit union and earn 4.00 APY for 7-months, minimum $500 to open.

While we attempt to keep our website current, please note - branch rates will always prevail. Specials may be ended at any time. Contact us to learn more about opening.

Business Share Deposits
Balance Amount Rate APY*
$5.00 to $4,999.99 0.05% 0.05%
$5,000.00 to $24,999.99 0.10% 0.10%
$25,000.00 to $49,999.99 0.15% 0.15%
$50,000.00 to $99,999.99 0.20% 0.20%
$100,000.00 to $149,999.99 0.25% 0.25%
$150,000.00 to $249,999.99 0.30% 0.30%
$250,000.00 to $499,999.99 0.30% 0.30%
$500,000.00 and above 0.30% 0.30%
Smart Savers Club Accounts
Balance Amount Rate APY*
Any Balance 0.75% 0.75%
Money Market Share Accounts
Balance Amount Rate APY*
Minimum $10,000 3.20% 3.25%
     
Business Dividend Checking
Balance Amount Rate APY*
Any Balance 0.25% 0.25%
Business Term Share Accounts ($500 - $250,000)
Term Rate APY*
6 Mos. 3.22% 3.25%
12 Mos. 2.97% 3.00%
24 Mos. 2.72% 2.75%
36 Mos. 2.47% 2.50%
48 Mos. 2.23% 2.25%
60 Mos. 1.98% 2.00%
Term Share Accounts pay dividends quarterly    
Business Premier Term Share Accounts ($100,000 - $250,000)
Term Rate APY*
6 Mos. 3.69% 3.75%
12 Mos. 3.45% 3.50%
24 Mos. 3.20% 3.25%
36 Mos. 3.05% 3.10%
48 Mos. 3.10% 3.15%
60 Mos. 3.14% 3.19%
Premier Term Share Accounts pay dividends monthly    

 

*APY = Annual Percentage Yield. All rates and yields are subject to change without notice. Fees charged could reduce the earnings on the account. Some restrictions may apply. Contact the Credit Union for further details and disclosures pertaining to each type of deposit/share product. A penalty may be imposed for early withdrawal from Term Share Accounts; the annual percentage yield is based on the assumption that the dividends will remain in the account until maturity. A withdrawal will reduce earnings.

**Term Share Account Special: APY = Annual Percentage Yield. 4.00% APY for 7-month Term Share Accounts; other rates and terms available. Dividends paid at maturity. Accounts automatically renew at standard 6-month terms unless specified. Minimum deposit $500.

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