Lock In Today's Rate for 24 Months

There's a question a lot of people are asking right now: What happens if savings rates start heading down?

With a 24-Month Term Share Account from R-G Federal Credit Union, you can lock in today's rate and enjoy guaranteed earnings for the full term—available for a limited time! 

Account Type	APY*	Minimum Deposit
24-Month Term Share Account	3.90% APY*	$500
24-Month Premier Term Share Account	4.00% APY*	$100,000
24-Month IRA Term Share Account	4.10% APY*	$500

 

Why Choose a Term Share Account?

• Guaranteed earnings for the full 24-month term
• Federally insured
• Open select accounts with as little as $500
• Options for both savings and retirement goals
• Premier accounts available for larger balances
• Traditional and Roth IRA options available

Whether you're building an emergency fund, saving for retirement, or setting money aside for future plans, a Term Share Account can help you earn more with confidence.

Ready to Get Started?

Talk with our team today about the Term Share Account option that's right for your goals.

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*APY = Annual Percentage Yield. 4.10% APY is for 24-Month Traditional/Roth IRA Term Share Accounts; other rates and terms available. Rates are effective as of 6/1/26 and are subject ot change at any time without notice. This offer is for new money only; existing RGFCU deposits are not eligible. Dividends are paid quarterly. Accounts automatically renew at a 6-month term unless specified. Minimum deposit of $500 is required. Fees may reduce earnings. Early withdrawal penalties may apply and reduce earnings. Some restrictions may apply. Membership eligibility required. Federally insured by NCUA.