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Meet IDCheck – A New Layer of Protection for Out-of-State Transactions

Starting May 1, 2025, members using Co-Op Shared Branching locations outside of Missouri will notice a small change designed to help keep your account safer.

While this update comes from the Co-Op Shared Branching network, not directly from R-G FCU, we fully support it because it adds an important layer of protection for your money.

What Is IDCheck?

IDCheck is a new two-factor authentication step that helps confirm your identity when using a participating shared branch outside of Missouri. It’s fast, simple, and designed to reduce the risk of fraud.

This change only applies to out-of-state shared branching transactions.

How It Works

Why You’ll Appreciate It

  • Stronger protection against identity theft and fraud
  • Faster transactions at shared branches
  • Quick and easy one-time setup
  • Peace of mind when you’re traveling for work or vacation
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