Business Share Draft (Checking) Accounts
At R-G Federal Credit Union, we offer an easy way to access your money with our Business Share Draft (Checking) Accounts. With one of our three (3) Share Draft accounts and a VISA® debit card, you can access your money 24 hours a day. You can also log into your account for free and check your balance with Online Banking or the RGFCU Mobiliti app for iPhone and Android.
Just like individuals, business members must open a primary Share (Savings) Account to join the credit union. The opening deposit is only $5, and this is your “share” in the credit union. As a member-owner of our not-for-profit financial cooperative, having this share in the credit union is what sets us apart from a bank. Quarterly dividends are earned on share deposits of $100 or more.
To open a business account, stop by one of our branch locations, or give us a call at 866-852-6478.
Business Free Checking
- 30 debits & 25 credits included per month
- 50 deposited items (checks/money orders) included per month
- Up to $5000 in currency deposits included per month
- No monthly service-charge
Business Dividend Checking
- 50 debits & 35 credits included per month
- 75 deposited items (checks/money orders) included per month
- Up to $7000 in currency deposits included per month Monthly dividends
- No monthly service charge with average daily balance of $2500.00 or more, otherwise $5
Business Select Checking
- Business Select Checking
- Up to 150 debits & 100 credits included per month
- 200 deposited items (checks/money orders) included per month
- Up to $7000 in currency deposits included per month
- Monthly maintenance fee = $10
Fees for our business accounts, including transactions or deposits over the monthly included limits can be found on our Business Account Fee Schedule.
For the most recent Business Account Fee Schedule, please contact the branch nearest you.
All Business Share Draft (Checking) Accounts offer you a free Visa debit card, free withdrawals at any R-G FCU owned ATM, free Online Banking, free Bill-Pay, and free RGFCU Mobiliti App for iPhone/Android with Free Mobile Deposit.
Small Business Loans & Lines of Credit
We now provide members with an opportunity to apply for small business loans and lines of credit up to $250,000 to meet cash flow needs and grow their business like never before. Applying will not affect your credit score, and applicants may receive funding in as little as 24 hours after credit approval.
|Term Loans||Line of Credit|
|Funding for today’s needs||Flexibility for the future|
- Borrow from $2,000 up to $250,000
- 3-36 month terms, no pre-payment penalties
- Affordable interest rates
- Receive loan offer with no credit impact
- Apply in minutes, funding in as little as 24-hours
The products and services related to small business loans listed above are provided by StreetShares, Inc. not R-G Federal Credit Union. This is not an offer of credit; applications subject to individual approval; standard terms and conditions apply; rates and amounts may vary. "Affordable interest rates" refers to StreetShares' interest rates and fees when compared to the interest rates and fees charged by other online lenders. For additional terms and conditions click here.
Copyright © 2019 StreetShares, Inc. All Rights Reserved
*Rates disclosed as Annual Percentage Rate (APR) and Annual Percentage Yield (APY).