Effective as of: 11/01/2025
Member Services Fees and Charges
| Item/Service |
Fee Charged |
| Membership fee (non-refundable) |
$1.00 |
| Excessive Money Market Savings withdrawals (per occurrence over 6/month) |
$10.00 |
| Money orders (each) |
$1.50 |
| Notary Service |
FREE |
| Safety Deposit Boxes (based on size) |
$17.00 to $45.00 |
| Safety Deposit Boxes (keys, drilling, etc) |
COST |
| Photo Copies (each page) |
$0.25 |
| Account Research (per hour, min 1 hour) |
$25.00 |
| Print Out (per page) |
$1.00 |
| Filing/Recording Fees |
COST |
| Title Fees |
COST |
| Account Closed within 3 Months Fee |
$5.00 or balance |
| Statement Copy Fee |
$3.00 |
| Returned Statement Fee/Invalid Address |
$3.00 per month |
| Dormancy Fee (no activity for 12 months) |
$3.00 per month |
| Outgoing Wire Transfer Fee (domestic) |
$25.00 |
| Incoming Wire Transfer Fee (domestic) |
FREE |
| Garnishment/Levy Fee |
$25.00 each |
| Payment By Phone Fee |
$5.00 |
| Returned Deposit Item Fee (each, incl ACH) |
$15.00 |
| Loose Coin Fee |
$1.00 per $1000 cash ($1.00 min) |
Checking/Other Services Fees
| Item/Service |
Fee Charged |
| Insufficient Funds Fee (each paid or returned)* |
$25.00 per item |
| Overdraft Transfer Fee |
$2.00 per overdraft item paid |
| Loan Overdraft Fee |
$5.00 per overdraft item paid |
| Checkbook Reconciliation Fee (appt required) |
$25.00 per hour (min 1 hour) |
| Research Fee (Per Hour) |
$25.00 (1 hour min) |
| Check Printing Fee |
Varies by type and quantity |
| Starter Checks (Per Page) |
$1.00 |
| Outgoing Collection Item |
$25.00 |
| Incoming Collection Item |
$25.00 |
| Check Copy Fee |
$3.00 |
| Stop Payment Orders (Any Acct. per occurrence/book incl. ACH) |
$32.00 |
| Non-member Check Cashing Fee |
$5.00 per item |
| Third Party Official Check Fee |
$5.00 per check |
Business Free Checking
| Item/Service |
Fee Charged |
| Transactions over monthly maximum |
$0.30 per item |
| Currency deposits exceeding $5000/month |
$0.10 per $100 deposit |
Business Dividend Checking
| Item/Service |
Fee Charged |
| Monthly Service Fee (fee waived on average daily balance $2500 or more) |
$5.00 per month |
| Transactions over monthly maximum |
$0.30 per item |
| Currency deposits exceeding $7000/month |
$0.10 per $100 deposit |
Business Select Checking
| Item/Service |
Fee Charged |
| Monthly Service Fee |
$10.00 per month |
| Transactions over monthly maximum |
$0.10 per item |
| Currency deposits exceeding $7000/month |
$0.10 per $100 deposit |
Bill Pay/Online Banking/Mobile App Fees
| Item/Service |
Fee Charged |
| Online Banking (may be de-activated for non-use) |
FREE |
| Bill Pay Service (may be de-activated for non-use) |
FREE |
| Overnight Check / Same Day Bill Pay |
Presented at Time |
ATM/Visa Check Card Services
| Item/Service |
Fee Charged |
| Card Replacement (Damaged/Stolen Cards Exempt) |
First Free, then $5.00 |
| Card Rush Fee |
$55.00 |
ATM Transaction Fees and Charges
| Item/Services |
Non-Owned ATM Fee |
Owned ATM Fee |
| Withdrawal |
$1.00 |
FREE |
| Balance Inquiry or Transfer (each) |
$0.60 |
FREE |