Member Services Fees and Charges, Checking Service Fees and Charges, ATM/VISA Check Card Services Fees & Charges, ATM Transactions Fees and Charges.
Effective as of: 08/01/2023
Member Service Fees and Charges
| Item/Service |
Fee Charged |
| Membership fee (non-refundable) |
$1.00 |
| Excessive Share withdrawals (per occurrence over 3/month) |
$1.00 |
| Excessive Smart Saver withdrawals (per occurrence over 1 per month) |
$1.00 |
| Money orders (each) |
$1.50 |
| Prior Months Statement |
$3.00 |
| Outgoing wire transfer (domestic) |
$15.00 |
| Incoming wire transfer (domestic) |
Free |
| Notary Service (for members) |
Free |
| Safety Deposit Box (based on size) |
$12.00 - $35.00 |
| Safety Deposit Box (keys, drilling, etc) |
COST |
| Photocopies (each) |
$0.25 |
| Account Research (per hour) |
$25.00 |
| Print Out |
$1.00 (per page) |
| Garnishment/IRS levy charge (each) |
$25.00 |
| Fee if acct. closed within 3 months opening |
$5.00 or balance |
| Inactive account (no financial transactions for one year) |
$3.00/month |
| No Current Address |
$3.00/month |
| Filing and recording fees |
Cost |
| Title fees |
Cost |
| Returned Loan Payment |
$15.00 |
| Check cashing, if deposit accounts total less than $100.00 |
FREE |
Paper Statement Fee
Waived for members over 60 or under 18 or with aggregate balances over $5000 |
$2.00/month |
| Loan Payment by Phone |
$8.00 |
Checking/Other Service Fees
| Item/Service |
Fee Charged |
| Elite Checking (75) service charge (if below minimum balance) |
$6.00/month |
| Stealth Checking (76) service charge (if member does not have direct deposit, a loan, or a VISA credit card*) |
$3.00/month |
| NSF items (each item paid or returned)** |
$28.00 |
| Share overdraft protection (each item) |
$2.00 |
| Loan overdraft protection (each item) |
$5.00 |
| Account/statement balancing, reconciling, researching, etc. (minimum charge of $25.00) |
$25.00 (per hour) |
| Check printing charges (per occurrence) |
Varies by type and quantity |
| Check reorders by telephone (per occurrence) |
$3.00 |
| Outgoing collection item |
$25.00 |
| Incoming collection item |
$25.00 |
| Stop payment orders (Any Acct. per occurrence/book incl. ACH) |
$28.00 |
| Copy of paid check (each item) |
$1.00 |
| Non-member check cashing fee |
$5.00 per check |
| Third Party Official Check Fee |
$5.00 per check |
Bill Pay/Online Banking/Mobile App Fees
| Item/Service |
Fee Charged |
| Online Banking (may be de-activated for non-use) |
FREE |
| Bill Pay Service (may be de-activated for non-use) |
FREE |
| Overnight Check/Same Day Bill Pay |
Presented at Time |
ATM/Visa Check Card Services
| Item/Service |
Fee Charged |
| Card Replacement Fee (Damaged or Stolen Cards Exempt) |
First Free, then $5.00 |
| Card Rush Fee |
$55.00 |
ATM Transaction Fees and Charges
| Item/Service |
Non-Owned ATM Fee |
Owned ATM Fee |
| Withdrawal |
$1.00 |
FREE |
| Balance Inquiry or Transfer (each) |
$0.60 |
FREE |